T&Cs

Effective date: 1 January 2025

Welcome to Forever Uplift Network. These Terms and Conditions ("Terms") explain the legal relationship between you and Forever Uplift Network ("we", "us", or "FUN") when you visit or use our website, mobile application, services, or apply for financing. Please read carefully — these Terms set out your rights, obligations and limitations when accessing our short-term lending and related services.

1. Acceptance

By accessing our website or submitting an application via our app (https://fdi.easysavego.com/), you agree to be bound by these Terms and any documents expressly incorporated by reference (for example, our Privacy Policy and Product Terms). If you do not agree with any part of these Terms, do not use our services.

2. Who we are

Forever Uplift Network is a community-focused microfinance provider operating in Kampala and surrounding communities. Our registered contact details are: Namasuba Central, P.O. Box 122167, Kampala, Uganda. Phone: +256 791 256 041. Email: info.ug@funltd.com.

3. Eligibility and Applications

To apply for a loan, you must be at least 18 years old and meet any eligibility criteria set out in the application flow. Applications are submitted via our app URL: https://fdi.easysavego.com/. We will collect basic identity and contact details and any documents required to assess your application. Submission of an application is not an acceptance — we will notify you of approval or decline.

4. Our Products

We currently offer three short-term loan products:

• Emergency Loan — up to 7 days term. Typical amounts: UGX 50,000–100,000.
• Personal Loan — up to 15 days term. Typical amounts: UGX 50,000–100,000.
• Small Business Loan — up to 30 days term. Typical amounts: UGX 100,000–500,000.

Product descriptions above are summary-only. Full product terms — including exact interest rates, fees and APR — will be provided in writing at the point of offer. Where specific pricing or legal disclosures are not yet available, we will label them as "coming soon" and will not finalise an offer until you receive the full terms.

5. Fees, Pricing and Payment

We are committed to transparent pricing. Detailed fee schedules, interest rates and repayment amounts will be shown before you accept any loan offer. At minimum, loan offers will include the principal, any fees, the total repayment amount, repayment due date, and if applicable, conditions for early repayment or extension. Where pricing details are not yet published on the site, they will be provided in your loan offer and disclosure documents.

6. Repayment

Repayment terms are defined in each loan agreement. Repayment methods may include payment through our app (https://fdi.easysavego.com/), bank transfer, or approved mobile money channels. If you repay early, we will provide instructions and any applicable refund mechanics in the loan offer. If you need help repaying, contact us immediately at +256 791 256 041 or info.ug@funltd.com to discuss options. Extensions or changes to repayment are at our sole discretion and may require updated terms.

7. Late Payments and Default

If you fail to repay by the due date, we may take steps to recover the debt in line with the law and good industry practice. This may include charging reasonable late fees where permitted, contacting you to agree a repayment plan, or using third-party recovery services if necessary. We aim to treat borrowers with dignity; any recovery actions will be compliant with Ugandan law and applicable regulations.

8. Privacy and Data

We collect and process personal data to evaluate applications, manage loans, and meet legal obligations. Our Privacy Policy explains what data we collect, how we use it, how long we retain it, and the rights you have over your data. By applying, you consent to the processing of your information as described in our Privacy Policy. Our Privacy Policy is available at /privacy/ and will be updated as required.

9. Security and Access

We use reasonable administrative and technical measures to protect your data. However, no internet transmission or storage system is completely secure; we cannot warrant that our systems are invulnerable to attack. You are responsible for keeping any account credentials or personal devices secure.

10. Third-Party Services and Links

We may provide links to third-party services (for example payment processors or app stores). Those links do not imply endorsement and are governed by the third party's terms. We are not responsible for third-party content, availability or practices.

11. Liability & Disclaimers

To the maximum extent permitted by law, we provide our website and services "as is" and exclude all warranties, whether express or implied. Our liability for any claim arising out of or relating to these Terms or your use of our services is limited to direct, proven losses up to the amount you paid us in the 12 months before the claim — except where prohibited by law. We are not liable for indirect, special, incidental or consequential losses, including lost profits.

12. Governing Law

These Terms are governed by the laws of Uganda. Any dispute arising under or in connection with these Terms will fall within the exclusive jurisdiction of the courts of Uganda, unless otherwise agreed in writing.

13. Changes to These Terms

We may update these Terms from time to time. We will post the revised Terms on our website and update the Effective Date at the top of this page. Continued use of our services after changes constitutes acceptance of the updated Terms.

14. Contact

For questions about these Terms, complaint handling, or to request documents, contact us at:

Forever Uplift Network
Namasuba Central, P.O. Box 122167, Kampala, Uganda
Phone: +256 791 256 041
Email: info.ug@funltd.com

15. Additional Notices

Regulatory: Forever Uplift Network operates under applicable Ugandan microfinance laws and regulations. Where regulatory registrations or licenses apply, we will publish them here and in product disclosures. Partnership: We work in partnership with Forever Technologies Limited to advance digital access and financial inclusion.

Note: This page provides an overview of terms and is not a substitute for the full legal loan agreement you will receive with any offer. Pricing, rates, and formal legal disclosures will be provided at the time of offer and must be accepted before a loan is disbursed. If you would like us to prepare specific product terms for your organisation or request model documentation, contact us at info.ug@funltd.com.